FDIC Consumer News "Spring 2008" Practical Money Managing Advice

Special Edition: Money Tips for All Ages

Your Finances at Different Stages of Life For Any Age or Stage – Practical Advice for Everyone Comparison Shop Credit Reports for Free Save More Spend Less Keep Banking Costs Down Understand FDIC Insurance Investments Can Lose Value Be Cautious When Borrowing Prepare for the Unexpected Protect Against Fraud For Teens – Managing Real Money in the Real World Save Money Track Spending Think Before Buying Protect Yourself For Young Adults – Financial Independence For Newlyweds – Starting a Household At Midlife – Multi-Tasking In Your 30s, 40s or 50s Save for Retirement Do Your Homework For Parents – Teaching…

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Economic Stimulus Payments

Make the Right Call with Your Economic Stimulus Payments

Do you know the best way to avoid the need for debt consolidation? The best solution to avoid debt is to not incur it in the first place. Most US households have been presented with just such an opportunity, which began on Monday. In fact, many of you may have already received a tax rebate direct deposit from the IRS. Designed to bolster the US economy, these rebates are being distributed ahead of the original schedule and will arrive in the hands of millions of Americans by the end of this week. When completed, more than 130 million households will…

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Checking Account Management

Manage Your Checking Account Before it “Manages” You

You may say, “I don’t write bad checks. I have a monthly budget and I stick to it. I never overspend.” That is excellent. All consumers should take this approach to their budgeting and spending habits. However, keep in mind two things: Unexpected expenses do come up. You cannot budget for everything unless you have a crystal ball. If you are living paycheck to paycheck, it only takes one bad experience to throw your perfectly budgeted world into financial chaos. As stressed multiple times throughout this web site, it is very important that you keep an emergency fund at your…

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FDIC Consumer News "Winter 2007/2008" The FDIC at 75

The FDIC at 75: Protecting America’s Consumers from Generation to Generation

A Message to Readers The FDIC was created by Congress in 1933 to restore confidence in the U.S. banking system after thousands of banks closed during the Great Depression, and families and businesses all across America lost money deposited in those institutions. We’re extremely proud of the FDIC’s 75 years of service to the American people, including the fact that no depositor has ever lost a single penny of FDIC-insured funds. But there’s much more to the story about how the FDIC helps and protects consumers. The FDIC will be observing our 75th anniversary in a variety of ways during…

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