How Much Risk Should I Be Taking in My Retirement Assets?

The answer depends on a number of different factors including but not limited to: your age, the size of your portfolio, your personal goals and objectives, and your tolerance for risk. Many investors have been told that if you are young, you should be heavily invested in stocks and if you are old you should be heavily invested in bonds. Unfortunately, it isn’t that easy.

An old rule of thumb that some investors use is that the percentage of bonds in your IRA Rollover should be equal to your age. While using such an allocation is better than not having one at all, one could make the argument that a 49 year old with enough assets saved for retirement already and that loses sleep at night when his IRA Rollover loses money, should have well in excess of 50% invested in bonds or other low risk investments.

401k Rollover / Investing Frequently Asked Questions

Here are some answer to your frequently asked questions regarding 401k rollovers.

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