Some of the related services offered on the Debt Consolidation Loan Directory:

• Consolidate Debt (home page) - Shop for a complete range of financial services, such as: term life insurance, investment management, home refinance, auto financing and consolidating bills.
• Debt Management Solution - Too many monthly payments to keep track of, let alone make payments on? Compare a list of  different debt management programs and get assistance with the managing your credit cards.
• Unsecured Personal Loans - Need to obtain a smaller loan without using collateral? This type of loan is available to homeowners and non-homeowners.
• Online Debt Consolidation - Shop and compare a wide variety of debt consolidation services online for the consolidation of your debts.

A Special Guide for Seniors and Families

Naming Names: Points to Consider Before Giving Friends or Relatives Access to Bank Accounts and Safe Deposit Boxes

The FDIC receives thousands of calls each month from depositors, bankers and other professionals asking about the effect of adding or deleting someone else's name on an account. And in many cases, it's a good thing they ask. That's because decisions about whose names appear on a deposit account can affect such matters as who has a right to withdraw money, how much of the funds are FDIC- insured if the bank were to fail, and who will inherit your money when you die.

FDIC Consumer News can't advise you on how to share your money — now or upon your death — but we can give you the following guidance about the implications of adding names onto deposit accounts and even onto the list of people who can access a safe deposit box.

FDIC Consumer News is published by the Federal Deposit Insurance Corporation

FDIC Consumer News is produced quarterly by the FDIC Office of Public Affairs in cooperation with other Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC or other government regulations and policies. Mention of a product, service or company does not constitute an endorsement.

Find current and past issues of FDIC Consumer News at http://www.fdic.gov/consumernews. Refer to this same index to locate the issues that are specially formatted for being reprinted in any quantity.

To receive an e-mail notice about each new issue of FDIC Consumer News posted on the FDIC Web site, with links to stories, follow instructions posted at www.fdic.gov/about/subscriptions/index.html.

Last updated on 3/23/2006

Make the correct decisions when shopping for banking, debt consolidation and related financial services. Educate yourself!

The Debt Consolidation Loan Directory has a growing library of free informative / educational financial resources for consumers shopping for many types of services related to the management of your money, such as consolidating credit card debts, fraud alerts and car insurance. There is no better way to make decisions regarding the management of your personal finances than to read and understand how they work. Please feel free to visit our consumer resource library for more information.

• Cell Phone Banking - New cell phones are constantly evolving and becoming more sophisticated. This includes adding the capability of handling online banking through your phone. This FDIC article discusses some of the possibilities and precautions you should take when using your phone for banking purposes.
• How to Protect Yourself with FDIC Insurance - Read up on what qualifications are necessary and how to determine if your deposits are covered by FDIC insurance.
• Direct Deposit Safer than Checks? - The US Treasury Department reports that a majority of surveyed consumers mistakenly believe that paper checks are safer than direct deposit.
• Consider the Fees! - Learn what to look for and examine the details of each banking account offer for possible fees, such as: inactivity, minimum balance and ATM withdrawal fees.

DebtConsolidationLoan.com is a service of Infinamic, Inc. All information is deemed reliable, but not guaranteed. Infinamic, Inc. is not responsible for the content and services, that may be provided to you, by following the links from this web site. Use this service at your own discretion.