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Related Services - The following companies and services offer a wide variety of financial programs to assist you with handling your debts. Consolidate your bills with a debt consolidation loan or use a debt management or credit counseling service for help with your credit card bills and other payments.
- Debt Management Consolidation - Do you have too much debt in order to manage it effectively? Compare this list of web sites offering debt management services that may be able to help you get your bills under control.
- Debt Consolidation Services - If you have a large amount of credit card and other debts, now may be a good time to consolidate your debt and lower your payments.
- Credit Card Debt Settlement - High credit card balances making your monthly payments impossible to meet? The negotiation of your outstanding bills with your creditors may be a good debt solution for you. Educate yourself on your options and compare available programs.
A Special Guide for Seniors and Families
7 Things Seniors (and Everyone Else) Should Know About FDIC Insurance
Older Americans put their money… and their trust… in FDIC-insured bank accounts because they want peace of mind about the savings they've worked so hard over the years to accumulate. Here are a few things we want senior citizens to know and remember about FDIC insurance.
One
The basic insurance limit is $100,000 per depositor per insured bank. If you or your family have $100,000 or less in all of your deposit accounts at the same insured bank, you don't need to worry about your insurance coverage. Your funds are fully insured. Your deposits in separately chartered banks are separately insured, even if the banks are affiliated, such as belonging to the same parent company.
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Fall 2005 |
Basic Insurance Limits |
Ownership Categories |
Death or Divorce in Family | |
FDIC Consumer News is published by the Federal Deposit Insurance Corporation
FDIC Consumer News is produced quarterly by the FDIC Office of Public Affairs in cooperation with other Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC or other government regulations and policies. Mention of a product, service or company does not constitute an endorsement.
Find current and past issues of FDIC Consumer News at http://www.fdic.gov/consumernews. Refer to this same index to locate the issues that are specially formatted for being reprinted in any quantity.
To receive an e-mail notice about each new issue of FDIC Consumer News posted on the FDIC Web site, with links to stories, follow instructions posted at www.fdic.gov/about/subscriptions/index.html.
Last updated on 6/28/2006