Related Services - The following company listings on the Debt Consolidation Loan Directory are offered to assist you with handling your credit card bills and other monthly payments. Also, in addition shop for other financial services ranging from credit card offers to home and car insurance.
- Debt Management Help - Do you have too much debt in order to manage it effectively? Compare this list of web sites offering debt management services that may be able to help you get your bills under control.
- Debt Settlement Negotiation - Are you finding yourself unable to meet your monthly budget because of too many credit card payments? Negotiating your debts may or may not be the right choice to get help with your financial situation. Compare programs designed for helping people with similar debt problems.
- Debt Consolidation Services - Too many credit card debts and other bills to make monthly payments on? Review this directory for useful personal finance information and to compare a list of debt consolidation providers of loans and other related debt help services.
A Special Guide for Seniors and Families
Retirement Strategies for All Ages: A "To-Do" List
A successful retirement depends largely on the steps you take during different stages of your life. Here are some moves to consider. Note: Investment portfolios shown are illustrations only. You must decide what percentages and investments are right for you.
Your 20s and 30s (Early Career)
Contribute as much as you can to IRAs, 401(k)s, Keoghs and other retirement savings while meeting other goals, such as buying a home or starting a family.
Keep your debt from credit cards and other sources manageable.
If you don't already own a home, consider if this is a good option for you. While a home purchase can be expensive, it also can be an excellent investment and source of tax breaks.
Given your years until retirement, you probably can afford to be fairly aggressive with your investments. Possible portfolio: 60 to 80 percent in stocks or stock mutual funds and most of the rest in certificates of deposit (CDs), bonds, bond funds or money market accounts.
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Fall 2005 | Early Career | Mid-Career | Late Career | Retirement |
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Last updated on 11/14/2005