Related Services - The following company listings on the Debt Consolidation Loan Directory are offered to assist you with handling your credit card bills and other monthly payments. Also, in addition shop for other financial services ranging from credit card offers to home and car insurance.

• Personal Loan Financing - This type of lending is most often structured as an unsecured debt. This means your personal property or house will not used as collateral. Your approval (or denial) will usually be based upon your payment / credit history and your ability to repay the loan. This type of credit is also often called a signature loan.
• Debt Settlement Services - Are you finding yourself unable to meet your monthly budget because of too many credit card payments? Negotiating your debts may or may not be the right choice to get help with your financial situation. Compare programs designed for helping people with similar debt problems.
• Credit Card Debt Consolidation - Do you simply have too many credit cards and other bills? Review this directory for useful information and compare a list of service providers that may be able to help you.

News Briefs

New Options for Direct Deposit of Tax Refunds

For years, taxpayers wanting to receive their federal income tax refund by direct deposit have had only one choice — to send the money to one checking or savings account. But starting January 1, 2007, the Internal Revenue Service will give taxpayers new flexibility to split their refunds in up to three different accounts and three different U.S. financial institutions The IRS said the change "will give taxpayers more options for managing their refunds, teamed with the speed and safety of direct deposit."

For more details, go to the IRS Web site at www.irs.gov and search for information about Form 8888.

FDIC Consumer News is published by the Federal Deposit Insurance Corporation

FDIC Consumer News is produced quarterly by the FDIC Office of Public Affairs in cooperation with other Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC or other government regulations and policies. Mention of a product, service or company does not constitute an endorsement.

Find current and past issues of FDIC Consumer News at http://www.fdic.gov/consumernews. Refer to this same index to locate the issues that are specially formatted for being reprinted in any quantity.

To receive an e-mail notice about each new issue of FDIC Consumer News posted on the FDIC Web site, with links to stories, follow instructions posted at www.fdic.gov/about/subscriptions/index.html.

Last updated on 11/08/2006

Make educated decisions when shopping for bank services, consolidation of debt, mortgages and insurance. Read up!

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