Comparing Related Financial Services - In addition to the credit card company advertisers listed below, Debtconsolidationloan.com offers a wide variety of consumer finance program listings to assist you with controlling your debts and other money management needs. Consolidate credit card bills with debt consolidation loans or use a credit counseling service for help with your getting your monthly budget under control.

• Personal Loan Rates - Need a smaller loan for the consolidation of your credit cards? Personal loan credit is typically unsecured and does not require you to provide security in the form of your assets, such as your car or other personal assets.
• Debt Management Programs - Having trouble keeping up with your monthly credit payments? Compare debt management companies in this online list that can try amd help you get a grip on your personal financial situation.
• Debt Settlement Company - Are you finding yourself unable to meet your monthly budget because of too many credit card payments? Negotiating your debts may or may not be the right choice to get help with your financial situation. Compare programs designed for helping people with similar debt problems.

For More Help or Information on Home Loans

The FDIC publishes consumer information and has other resources that can help answer questions on home loans and related matters. Start at http://www.fdic.gov/quicklinks/consumers.html or call toll-free 1-877-275-3342. To send a question, e-mail us at http://www2.fdic.gov/starsmail or send a letter to the FDIC, Division of Supervision and Consumer Protection, 550 17th Street, NW, Washington, DC 20429-9990.

Other federal agencies also publish consumer information and respond to inquiries and complaints. A good place to start is http://www.mymoney.gov. Click on the "credit" section to read useful information from banking regulators, the Federal Trade Commission, the U.S. Department of Housing and Urban Development (HUD) and other government agencies on topics such as building a better credit record and shopping for a home loan.

If you are having problems paying your mortgage, HUD's Web site at http://www.hud.gov/offices/hsg/sfh/econ/econ.cfm provides information to help borrowers avoid foreclosure and keep their homes. The FDIC and other financial regulators also are encouraging borrowers facing payment problems to talk to their lenders as soon as possible, and to consider getting help early from a reputable housing counselor by contacting HUD (1-800-569-4287 or http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm) or the Homeownership Preservation Foundation (1-888-995-4673 or http://www.995hope.org).

State and local government agencies also publish consumer information and help answer questions about home loans and lenders. Go to your state or local government's Web site or call a consumer protection office listed in your phone book or other directories.

Military personnel and their families can find out about special loan assistance programs by checking with the Department of Veterans Affairs (online at http://www.homeloans.va.gov/index.htm) and their state government.

FDIC Consumer News is published by the Federal Deposit Insurance Corporation

FDIC Consumer News is produced quarterly by the FDIC Office of Public Affairs in cooperation with other Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC or other government regulations and policies. Mention of a product, service or company does not constitute an endorsement.

Find current and past issues of FDIC Consumer News at http://www.fdic.gov/consumernews. Refer to this same index to locate the issues that are specially formatted for being reprinted in any quantity.

To receive an e-mail notice about each new issue of FDIC Consumer News posted on the FDIC Web site, with links to stories, follow instructions posted at www.fdic.gov/about/subscriptions/index.html.

Last updated on 11/08/2007

Make the correct decisions when shopping for banking, debt consolidation and related financial services. Educate yourself!

The Debt Consolidation Loan Directory has a growing library of free informative / educational financial resources for consumers shopping for many types of services related to the management of your money, such as consolidating credit card debts, fraud alerts and car insurance. There is no better way to make decisions regarding the management of your personal finances than to read and understand how they work. Please feel free to visit our consumer resource library for more information.

• Cell Phone Banking - New cell phones are constantly evolving and becoming more sophisticated. This includes adding the capability of handling online banking through your phone. This FDIC article discusses some of the possibilities and precautions you should take when using your phone for banking purposes.
• How to Protect Yourself with FDIC Insurance - Read up on what qualifications are necessary and how to determine if your deposits are covered by FDIC insurance.
• Direct Deposit Safer than Checks? - The US Treasury Department reports that a majority of surveyed consumers mistakenly believe that paper checks are safer than direct deposit.
• Consider the Fees! - Learn what to look for and examine the details of each banking account offer for possible fees, such as: inactivity, minimum balance and ATM withdrawal fees.

The Debt Consolidation Loan Directory is a service of Infinamic, Inc. All information is deemed reliable, but not guaranteed. Infinamic, Inc. is not responsible for the content and services, that may be provided to you, by following the links from this web site. Use this service at your own discretion.