Other Finance Related Services - The following directory listings on DebtConsolidationLoan.com are provided to assist you with the management or consolidation of your debt. Also, while on this site, feel free to shop for other financial services such as auto insurance and home equity loans.

• Debt Consolidation Company - Learn more on how debt consolidation can work for you and compare a detailed company list of lenders and related services offering help to people that need to consolidate debt.
• Settlement of Debt - Are you finding yourself unable to meet your monthly budget because of too many credit card payments? Negotiating your debts may or may not be the right choice to get help with your financial situation. Compare programs designed for helping people with similar debt problems.
• Debt Management Credit Counseling - Do you have too many monthly bills and payments to manage them effectively? Visit this directory of sites in order to review and compare different debt management programs that may be able to help.

Timely Tips for Tax Season

If you need cash and you can't wait for your tax refund, carefully consider your options and costs. In particular, "refund anticipation loans" arranged by tax preparers for people who file their returns electronically, will get you cash in just a day or two, and the loan will be paid back with your tax refund, but the costs are comparable to very high interest rates. Also remember that people who file their returns electronically using the IRS "e-file" service can receive refunds in two weeks or less.

FDIC Consumer News is published by the Federal Deposit Insurance Corporation

FDIC Consumer News is produced quarterly by the FDIC Office of Public Affairs in cooperation with other Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC or other government regulations and policies. Mention of a product, service or company does not constitute an endorsement.

Find current and past issues of FDIC Consumer News at http://www.fdic.gov/consumernews. Refer to this same index to locate the issues that are specially formatted for being reprinted in any quantity.

To receive an e-mail notice about each new issue of FDIC Consumer News posted on the FDIC Web site, with links to stories, follow instructions posted at www.fdic.gov/about/subscriptions/index.html.

Last updated on 11/08/2007

Make sound financial decisions when debt consolidation and financial services shopping. Educate yourself!

Please note that the Debt Consolidation Loan Directory has a constantly growing list of resources for consumers searching for many types of financial services online, such as mortgage refinance lenders, life insurance companies and debt management programs. The best way to make sound decisions concerning your personal finances is to become better educated about how they work. Please feel free to visit our consumer information library or one of the related topics below.

• When Credit Card Debt is "Out of Sight - Out of Mind" - The phrase “Out of sight – Out of mind” becomes reality when one considers how easy today's financial marketplace has made it to obtain and run up the balances of retail and bank credit cards.
• Should You Use Credit? - Everyone wants to build a strong credit history. It enables you to to accomplish a lot of the things you want and need to do in your life, like buying a car or financing a home. It may also affect your chances of employment when applying for a new job.
• Questions to Ask When Getting a Home Equity Loan - What questions should you be asking yourself when considering home equity loan financing? The FDIC has some suggestions.
• Get a Free Copy of Your Credit Report - The information contained in your credit report now controls your access and pricing to many financial services, like obtaining loans and even insurance coverage. Under the law, you are now entitled to receive one free copy of your credit report each year from each of the three main companies that compile this data: Equifax, Experian and TransUnion.

The Debt Consolidation Loan Directory is a service of Infinamic, Inc. All information is deemed reliable, but not guaranteed. Infinamic, Inc. is not responsible for the content and services, that may be provided to you, by following the links from this web site. Use this service at your own discretion.