Related Financial Services - The following list of company and services directories offer a wide variety of programs for consolidating bills and other similar services, such as a getting a mortgage refinance interest rate quote from a lender or an online quote for life or car insurance.

• Debt Settlement Service - High credit card balances making your monthly payments impossible to meet? The negotiation of your outstanding bills with your creditors may be a good debt solution for you. Educate yourself on your options and compare available programs.
• Debt Consolidation - If you have a large amount of  credit card and other debts, now may be a good time to consolidate your debt and lower your payments.
• Credit Card Debt Management - Too many credit bills for you to handle with your budget? Compare different programs and find the one that is the right match for your individual situation.

FDIC Insurance: Do You Know As Much As You Think You Know?

Do-It-Yourself Deposit Insurance Calculator More User-Friendly

Since 1998, the FDIC's Web site has featured an interactive calculator that consumers can use to quickly and easily figure out whether deposits at an FDIC-insured institution are within the insurance limit. The FDIC in February 2006 introduced a new version of the Electronic Deposit Insurance Estimator (EDIE) for consumers that is more user-friendly and has more options than the original.

For example, the new EDIE features a much simpler process for entering account information. "Before, to accurately analyze your insurance coverage, you needed to know how your accounts fit into specific FDIC insurance categories," explained Kathleen Nagle, chief of the FDIC's Deposit Insurance Section. "Now, based on your answers to some simple questions, EDIE will intuitively place your account information into the appropriate insurance category."

Also, EDIE now handles insurance calculations for business accounts (such as those for corporations and not-for-profit organizations) and certain "living trust" accounts.

To find EDIE on the Web, go to www2.fdic.gov/edie. (Note to bankers: The FDIC has a special edition of EDIE for your use in helping customers estimate their insurance coverage.)

FDIC Consumer News is published by the Federal Deposit Insurance Corporation

FDIC Consumer News is produced quarterly by the FDIC Office of Public Affairs in cooperation with other Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC or other government regulations and policies. Mention of a product, service or company does not constitute an endorsement.

Find current and past issues of FDIC Consumer News at http://www.fdic.gov/consumernews. Refer to this same index to locate the issues that are specially formatted for being reprinted in any quantity.

To receive an e-mail notice about each new issue of FDIC Consumer News posted on the FDIC Web site, with links to stories, follow instructions posted at www.fdic.gov/about/subscriptions/index.html.

Last updated on 5/09/2006

Make the correct decisions when shopping for banking, debt consolidation and related financial services. Educate yourself!

The Debt Consolidation Loan Directory has a growing library of free informative / educational financial resources for consumers shopping for many types of services related to the management of your money, such as consolidating credit card debts, fraud alerts and car insurance. There is no better way to make decisions regarding the management of your personal finances than to read and understand how they work. Please feel free to visit our consumer resource library for more information.

• Cell Phone Banking - New cell phones are constantly evolving and becoming more sophisticated. This includes adding the capability of handling online banking through your phone. This FDIC article discusses some of the possibilities and precautions you should take when using your phone for banking purposes.
• How to Protect Yourself with FDIC Insurance - Read up on what qualifications are necessary and how to determine if your deposits are covered by FDIC insurance.
• Direct Deposit Safer than Checks? - The US Treasury Department reports that a majority of surveyed consumers mistakenly believe that paper checks are safer than direct deposit.
• Consider the Fees! - Learn what to look for and examine the details of each banking account offer for possible fees, such as: inactivity, minimum balance and ATM withdrawal fees.

DebtConsolidationLoan.com is a service of Infinamic, Inc. All debt consolidation loans and financial services information is deemed reliable, but not guaranteed. Infinamic, Inc. is not responsible for the content and services, that may be provided to you, by following the links from this web site. Use this service at your own discretion.