Related Services - The following companies and services offer a wide variety of financial programs to assist you with handling your debts. Consolidate your bills with a debt consolidation loan or use a debt management or credit counseling service for help with your credit card bills and other payments.
- Personal Loan Financing - Need a personal loan for debt consolidation? These types of loans often do not require collateral and are available to homeowners, as well as renters.
- Debt Consolidation Settlement - If you have too many credit cards and other small debts and are unable to make your payments, this form of debt negotiation may be right for you.
- Consumer Debt Management - Having trouble managing the demands of mounting credit card debts and other bills? You are not alone. Using the services of a debt management company may be the solution to your problems.
Traveling Abroad?
Don't Leave Home Without Making Financial Preparations
Ask if your debit card can be used for purchases abroad. Debit cards, which can be used at stores and at ATMs, deduct funds automatically from a bank account. Most U.S. banks have arrangements that allow customers to use their debit cards in foreign countries. Ask your bank about potential costs and limitations, such as transaction fees and (for security purposes) any daily limit on how much money you can access.
Be aware that, as with blocks on credit lines, if you use your debit card to reserve a room the hotel can put a temporary hold on a certain amount of money in your account. You generally cannot reserve a rental car with a debit card, but you can pay the final bill with one. (See Answers to Common Questions About Debit Cards for more details about debit cards, including the importance of quickly reporting a lost or stolen card to avoid major losses.)
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Spring 2006 |
Don't Carry Much Cash |
Take a Couple Credit Cards |
Consider Prepaid Debit Cards | |
FDIC Consumer News is published by the Federal Deposit Insurance Corporation
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Last updated on 5/09/2006