Related Consumer Finance Programs - The following lists of companies and financial service providers offer services to assist you with handling your debts. Combine debt with a consolidation loan or use a credit counseling or debt relief program for help with lowering your payments and getting your credit card bills and other obligations under control.
- Personal Loan Rate - Looking for a personal loan to consolidate your credit cards? These loans are usually unsecured, meaning you are not required to provide collateral. Approval is often based upon factors as your income, credit and job history.
- Debt Consolidation Company - Learn more on how debt consolidation can work for you and compare a detailed company list of lenders and related services offering help to people that need to consolidate debt.
- Debt Settlement - Too much debt? List of companies providing this alternative to bankruptcy that provides for debt negotiation and arbitration services for those that need to eliminate debt.
For Any Age or Stage:
Practical Advice for Everyone on How to Save and Manage Money
Try to save more and spend less. First, if you don't already have a monthly budget, consider preparing one to get a better handle on your income and expenses for necessities, such as housing, utilities, food and transportation. You can also decide what is appropriate for non-essential expenses, such as entertainment, eating out and the latest electronics. "This is how a budget can help you commit to saving a little money every month and splurging a little less," said Kincaid.
She also said that "a budget doesn't have to be complicated or scary," and that while there are budgets you can easily create on a computer, "a notebook and a pencil can be enough to get you started."
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Last updated on 05/13/2008