Other Finance Related Services - The following directory listings on DebtConsolidationLoan.com are provided to assist you with the management or consolidation of your debt. Also, while on this site, feel free to shop for other financial services such as auto insurance and home equity loans.

• Personal Loan Companies - This type of lending is most often structured as an unsecured debt. This means your personal property or house will not used as collateral. Your approval (or denial) will usually be based upon your payment / credit history and your ability to repay the loan. This type of credit is also often called a signature loan.
• Debt Settlement Service - Are you finding yourself unable to meet your monthly budget because of too many credit card payments? Negotiating your debts may or may not be the right choice to get help with your financial situation. Compare programs designed for helping people with similar debt problems.
• Debt Management Counseling - Having trouble keeping up with your monthly credit payments? Compare debt management companies in this online list that can try amd help you get a grip on your personal financial situation.

Credit Cards Raising Minimum Payments

Consumers who tend to make only the minimum payment due on their credit card bill each month can expect to write bigger checks than in the past. That's because many credit card issuers are increasing their minimum payment requirements after federal banking regulators expressed concerns about borrowers getting deeper in debt and taking too long to pay off their card balance.

FDIC Consumer News is published by the Federal Deposit Insurance Corporation

FDIC Consumer News is produced quarterly by the FDIC Office of Public Affairs in cooperation with other Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC or other government regulations and policies. Mention of a product, service or company does not constitute an endorsement.

Find current and past issues of FDIC Consumer News at http://www.fdic.gov/consumernews. Refer to this same index to locate the issues that are specially formatted for being reprinted in any quantity.

To receive an e-mail notice about each new issue of FDIC Consumer News posted on the FDIC Web site, with links to stories, follow instructions posted at www.fdic.gov/about/subscriptions/index.html.

Last updated on 8/15/2005

Make educated decisions when shopping for bank services, consolidation of debt, mortgages and insurance. Read up!

DebtConsolidationLoan.com has a growing list of free informative and educational financial articles for consumers shopping for many types of financial services related to the management of your money, such as bill consolidation, fraud alerts and auto insurance. There is no better way to make decisions regarding your personal finances than to read and understand how they work, fees you will be charged, etc. Please feel free to visit our consumer library to learn more.

• Interest Only Mortgage Loan Financing - Interest only mortgage loans are a unique home loan type, and they are certainly not recommended for everyone. Read this quick article to determine if they are the right fit for you. 
• What if You Can't Pay Your Bills? - Making the payments on your monthly bills on time is always the most important thing you can do to ensure that you retain a good credit rating. But, in case you run into trouble, there are some things you should do immediately. 
• Your Bank as a Financial Supermarket - Today's banks are increasingly becoming financial supermarkets offering investment and insurance products in addition to insured savings accounts. Learn the difference between traditional bank products and newly offered services, as well as what is insured and what is not.
• Home Equity Loan Products: How to Borrow Safely - As values increase in many housing markets, Americans are increasingly tapping their home's equity for an equity loan or an equity line of credit. Learn more and make the right decision for your needs.

The Debt Consolidation Loan Directory is a service of Infinamic, Inc. All information is deemed reliable, but not guaranteed. Infinamic, Inc. is not responsible for the content and services, that may be provided to you, by following the links from this web site. Use this service at your own discretion.