Related Services - The following company listings on the Debt Consolidation Loan Directory are offered to assist you with handling your credit card bills and other monthly payments. Also, in addition shop for other financial services ranging from credit card offers to home and car insurance.

• Debt Consolidation Settlement - If you have too many credit cards and other small debts and are unable to make your payments, this form of debt negotiation may be right for you.
• Debt Management Counseling - Do you feel that your credit card bills are stacking up with nowhere for you to turn? Your problem is not unique. Signing up with debt management firm may be the right solution to your debt problems. Review different firms offering these services to determine if this is the correct option for you.
• Personal Loan Rates - Need a personal loan for debt consolidation? These types of loans often do not require collateral and are available to homeowners, as well as renters.

A Shopper's Guide to Bank Products and Services

Banks as Financial Supermarkets

Banks and savings institutions are increasingly becoming financial supermarkets offering investments and insurance products in addition to insured deposits. Stocks, bonds, mutual funds, annuities and other products now being sold by banks can be attractive alternatives to deposits because they may provide a higher rate of return.

This array of financial products available from banking institutions also offers great convenience and more choices to consumers. But you also need to remember that, unlike deposits, these other products are not FDIC-insured and, in some cases, could lose value.

To minimize potential confusion, banks and savings institutions are required to clearly differentiate FDIC-insured deposits from non-deposit investment and insurance products in their sales practices and advertisements.

For more information on the array of products available from banking institutions, see One-Stop Shopping for Financial Services in the Spring 2001 issue of FDIC Consumer News at www.fdic.gov/consumers/consumer/news/cnspr01/cvrstry.html.

To learn more about which financial products offered by banking institutions are not FDIC-insured, go to www.fdic.gov/deposit/investments/index.html.

FDIC Consumer News is published by the Federal Deposit Insurance Corporation

FDIC Consumer News is produced quarterly by the FDIC Office of Public Affairs in cooperation with other Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC or other government regulations and policies. Mention of a product, service or company does not constitute an endorsement.

Find current and past issues of FDIC Consumer News at http://www.fdic.gov/consumernews. Refer to this same index to locate the issues that are specially formatted for being reprinted in any quantity.

To receive an e-mail notice about each new issue of FDIC Consumer News posted on the FDIC Web site, with links to stories, follow instructions posted at www.fdic.gov/about/subscriptions/index.html.

Last updated on 8/15/2005

Make better decisions when shopping for banking, debt consolidation and related financial services. Educate yourself!

The Debt Consolidation Loan Directory has a growing library of free informative and educational financial resources for consumers shopping for many types of financial services related to the management of your finances, such as the consolidation of credit card debt, fraud alerts and life insurance. There is no better way to make decisions regarding the management of your personal finances than to read and understand how they work. Please feel free to visit our consumer information library to learn more.

• Do You Know the Warning Signs of Too Much Debt? - Take control of your spending as soon as you recognize any of the warning signs cited by this article provided by CitiFinancial.
• What Do Banks Do? - A bank is a private, for-profit business that offers a variety of financial services to the public.
• Learning about Bank CDs (Certificates of Deposit) - Learn about the different types of bank CDs and how to choose the type that is right for you.
• Pros and Cons of Internet Banking - Review some of the positive and negative aspects of Internet online banking.

DebtConsolidationLoan.com is a service of Infinamic, Inc. All debt consolidation and financial services information is deemed reliable, but not guaranteed. Infinamic, Inc. is not responsible for the content and services, that may be provided to you, by following the links from this web site. Use this service at your own discretion.