Review Your Existing Loans

Browse DebtConsolidationLoan.com (by using the pull-down bars below) for services providing a wide range of auto insurance and loan options, bill consolidation and personal unsecured or home loans.

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LowerMyBills.com®

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CareOne Credit Counseling

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FDIC Consumer News – Summer 2007 – Getting a Grip on Credit


Comparing Related Financial Services - In addition to the credit card company advertisers listed below, Debtconsolidationloan.com offers a wide variety of consumer finance program listings to assist you with controlling your debts and other money management needs. Consolidate credit card bills with debt consolidation loans or use a credit counseling service for help with your getting your monthly budget under control.

  • Debt Management Counseling - Having trouble managing the demands of mounting credit card debts and other bills? You are not alone. Using the services of a debt management company may be the solution to your problems.
  • Personal Loan Consolidation - Looking for a personal loan to consolidate your credit cards? These loans are usually unsecured, meaning you are not required to provide collateral. Approval is often based upon factors as your income, credit and job history.
  • Debt Settlement - Too much debt? List of companies providing this alternative to bankruptcy that provides for debt negotiation and arbitration services for those that need to eliminate debt.

Cutting Your Costs

Simple Strategies for Saving Money on Loans and Credit Cards


4. Periodically review your existing loans and credit cards with an eye toward saving money. "Talk to a customer service representative at your bank to make sure you're signed up for the accounts and features that best fit your needs, especially if your financial situation has changed recently," said Janet Kincaid, FDIC Senior Consumer Affairs Officer. "For example, if you tend to carry a balance on your credit card, find out if you qualify for a credit card with a lower interest rate or other features that can cut your costs."


Summer 2007 | Pay Your Bills on Time | Don't Have Too Many Credit Cards | Check Your Credit Report for Accuracy |
Periodically Review Your Existing Loans and Credit Cards | Compare Prodcuts Offered by Banks and Credit Cards |
Focus on Long-Term Cost | Take Advantage of the Internet | Read the Fine Print |
Don't Pay for Expensive Insurance Coverage | Avoid or Limit Interest Charges | Avoid Late-Payment Fees |
Closely Review Account Statements | Don't be Afraid to Ask for a Break |
Use a Reputable Counseling Service When in Serious Debt | Don't be Afraid to Complain


FDIC Consumer News is published by the Federal Deposit Insurance Corporation


FDIC Consumer News is produced quarterly by the FDIC Office of Public Affairs in cooperation with other Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC or other government regulations and policies. Mention of a product, service or company does not constitute an endorsement.


Find current and past issues of FDIC Consumer News at http://www.fdic.gov/consumernews. Refer to this same index to locate the issues that are specially formatted for being reprinted in any quantity.


To receive an e-mail notice about each new issue of FDIC Consumer News posted on the FDIC Web site, with links to stories, follow instructions posted at www.fdic.gov/about/subscriptions/index.html.


Last updated on 8/10/2007

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