Related Consumer Finance Programs - The following sub-directories of companies offer a wide variety of financial programs to assist you with the management of your finances. Consolidate debt with a consolidation loan or use a debt counseling service or mortgage refinance for help with the consolidation of your charge card debt and other monthly payments.

• Credit Card Debt Settlement - Too much debt? List of companies providing this alternative to bankruptcy that provides for debt negotiation and arbitration services for those that need to eliminate debt.
• Personal Loan Company - This type of lending is most often structured as an unsecured debt. This means your personal property or house will not used as collateral. Your approval (or denial) will usually be based upon your payment / credit history and your ability to repay the loan. This type of credit is also often called a signature loan.
• Debt Management Consolidation - Too many credit cards and other bills to make monthly payments on? Start here by reviewing and comparing different debt management options for getting help with your credit card bills and other monthly obligations.

Fires, Floods and Other Misfortunes: Are You Prepared Financially?

Disasters can impair your ability to conduct day-to-day money matters. This guide can help you plan appropriately.

Final Thoughts

With this warning about the financial side of disaster preparedness, our goal is to inform and motivate you, not to scare you. The FDIC wants you to know that you can and should be proactive in "expecting the unexpected." We also want you to know that you don't have to go through this process alone. There are numerous organizations and government agencies on the local, state and national level — including the FDIC on banking matters (see: For More Information from the FDIC) — that can be tremendous sources of help and information as you plan your strategy…and if you should ever need them in an emergency.

FDIC Consumer News is published by the Federal Deposit Insurance Corporation

FDIC Consumer News is produced quarterly by the FDIC Office of Public Affairs in cooperation with other Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC or other government regulations and policies. Mention of a product, service or company does not constitute an endorsement.

Find current and past issues of FDIC Consumer News at http://www.fdic.gov/consumernews. Refer to this same index to locate the issues that are specially formatted for being reprinted in any quantity.

To receive an e-mail notice about each new issue of FDIC Consumer News posted on the FDIC Web site, with links to stories, follow instructions posted at www.fdic.gov/about/subscriptions/index.html.

Last updated on 2/02/2006

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