Money Management Strategies

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Credit.com - Consolidate your debts!

Credit.com - Consolidate your debts into one payment and reduce your interest rates. Since 1995, it has been our mission to help customers learn about credit and find the right service for their personal financial situation. Also available: Debt consolidation loans and programs available for the homeowner and the non-homeowner.

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CareOne Credit Counseling

CareOne Credit Counseling - CareOne service providers have years of experience providing sound and legitimate solutions to people looking to conquer their debt once and for all. Because each person's situation is unique, they offer a variety of programs online.

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FDIC Consumer News – Winter 2006/2007


Other Finance Related Services - The following directory listings on DebtConsolidationLoan.com are provided to assist you with the management or consolidation of your debt. Also, while on this site, feel free to shop for other financial services such as auto insurance and home equity loans.

  • Debt Settlement Service - If you have too many credit cards and other small debts and are unable to make your payments, this form of debt negotiation may be right for you.
  • Personal Loan Rate - Looking for a personal loan to consolidate your credit cards? These loans are usually unsecured, meaning you are not required to provide collateral. Approval is often based upon factors as your income, credit and job history.
  • Debt Management Counseling - Do you feel that your credit card bills are stacking up with nowhere for you to turn? Your problem is not unique. Signing up with debt management firm may be the right solution to your debt problems. Review different firms offering these services to determine if this is the correct option for you.

Special Edition: Be Prepared, Be Informed, Be in Charge

Simple Strategies for Managing Your Money


A Message to Readers

"Be prepared." That motto isn't just for Scouts and it isn't just for kids. It's solid advice for anyone, especially busy people, trying to manage their money in a world full of opportunities... and occasional hazards. FDIC Consumer News wants to help you be better prepared. In this special guide, we offer a collection of practical strategies you can use to deal successfully with some of the most important money matters facing consumers today, including how to:

  • Make sure you are financially fit;
  • Avoid bad deals and scams;
  • Protect all your deposits with FDIC insurance; and
  • Complain effectively and get results.

To keep things simple, we've limited our to-do lists to five suggestions, but if you need or want more guidance, we've also identified additional resources you can turn to for help.


Our goal is to give you the information and the confidence you need to manage your money and realize your dreams for a better future. So keep reading and learn how you can be prepared, be informed and be in charge!


Things You Can Do To Be Prepared

Five Things You Can Learn from Other Consumers' Questions and Concerns

  1. Questions About FDIC Insurance Coverage
  2. General Banking Questions
  3. Questions Involving Specific Financial Institutions
  4. Billing Disputes With Credit Cards
  5. Allegations of Fraud

Five Sources You Can Turn To

Return to FDIC Consumer News


FDIC Consumer News is published by the Federal Deposit Insurance Corporation


FDIC Consumer News is produced quarterly by the FDIC Office of Public Affairs in cooperation with other Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC or other government regulations and policies. Mention of a product, service or company does not constitute an endorsement.


Find current and past issues of FDIC Consumer News at http://www.fdic.gov/consumernews. Refer to this same index to locate the issues that are specially formatted for being reprinted in any quantity.


To receive an e-mail notice about each new issue of FDIC Consumer News posted on the FDIC Web site, with links to stories, follow instructions posted at www.fdic.gov/about/subscriptions/index.html.


Last updated on 2/2/2006

Consumer resources and related info:


Make the correct decisions when shopping for banking, debt consolidation and related financial services. Educate yourself!

The Debt Consolidation Loan Directory has a growing library of free informative / educational financial resources for consumers shopping for many types of services related to the management of your money, such as consolidating credit card debts, fraud alerts and car insurance. There is no better way to make decisions regarding the management of your personal finances than to read and understand how they work. Please feel free to visit our consumer resource library for more information.

  • Cell Phone Banking - New cell phones are constantly evolving and becoming more sophisticated. This includes adding the capability of handling online banking through your phone. This FDIC article discusses some of the possibilities and precautions you should take when using your phone for banking purposes.
  • How to Protect Yourself with FDIC Insurance - Read up on what qualifications are necessary and how to determine if your deposits are covered by FDIC insurance.
  • Direct Deposit Safer than Checks? - The US Treasury Department reports that a majority of surveyed consumers mistakenly believe that paper checks are safer than direct deposit.
  • Consider the Fees! - Learn what to look for and examine the details of each banking account offer for possible fees, such as: inactivity, minimum balance and ATM withdrawal fees.

Please Note

DebtConsolidationLoan.com is a service of Infinamic, Inc. All information is deemed reliable, but not guaranteed. Infinamic, Inc. is not responsible for the content and services, that may be provided to you, by following the links from this web site. Use this service at your own discretion.