Comparing Related Financial Services - In addition to the credit card company advertisers listed below, Debtconsolidationloan.com offers a wide variety of consumer finance program listings to assist you with controlling your debts and other money management needs. Consolidate credit card bills with debt consolidation loans or use a credit counseling service for help with your getting your monthly budget under control.

• Debt Consolidation Programs - Learn more on how consolidating your credit card debts can work for you and potential pitfalls that you need to avoid. Also, review a list services that offer to help people lower their bills into fewer payments or even one payment.
• Get Personal Loan - Looking for a smaller loan for the consolidation of debt? Start your search at the directory of personal loans, where you can compare and apply online with different lenders and related companies.
• Debt Consolidation Settlement - Are you finding yourself unable to meet your monthly budget because of too many credit card payments? Negotiating your debts may or may not be the right choice to get help with your financial situation. Compare programs designed for helping people with similar debt problems.

For More Help or Information on Managing Your Money

1. The Federal Deposit Insurance Corporation: The FDIC offers a variety of assistance to help consumers understand how to handle their money and resolve complaints. Start at www.fdic.gov/quicklinks/consumers.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). Back issues of our quarterly FDIC Consumer News and articles referenced in this special guide are available at that same Web site or upon request from our Public Information Center at the same phone number as above. To send a question to the FDIC, e-mail us using the Customer Assistance Form at www2.fdic.gov/starsmail/index.asp or send a letter to the FDIC, Division of Supervision and Consumer Protection, 550 17th Street, NW, Washington, DC 20429-9990.
2. Other federal regulators of financial institutions: In addition to the FDIC, there are other federal agencies that publish consumer information and have staff, Web sites and other resources that can help answer questions on financial matters. A good place to start is www.mymoney.gov, the federal government's central Web site about managing your money. It is a service of the interagency Financial Literacy and Education Commission, of which the FDIC is a partner.
3. The Federal Citizen Information Center (FCIC): Perhaps best known for its information clearinghouse based in Pueblo, Colorado, the FCIC helps answer questions on everyday issues. For example, the FCIC can direct you to the appropriate federal government agency that can respond to a question or complaint. It also features consumer news and information from the government, including the Consumer Action Handbook, a free guide to being a smart shopper and resolving problems and complaints. Start at www.usa.gov and click on “consumer guides” or call toll-free 1-800-FEDINFO (1-800-333-4636).
4. Other federal, state and local government agencies: Many of them publish consumer information, offer financial education classes and help answer questions on money matters. Start by going to your state or local government's Web site. Or, call a consumer protection office listed in the government pages of your phone book or other directories.
5. Other financial and consumer Web sites: FDIC-insured banks, other financial institutions, consumer organizations and the news media publish personal finance tips you can find searching the Internet.

FDIC Consumer News is published by the Federal Deposit Insurance Corporation

FDIC Consumer News is produced quarterly by the FDIC Office of Public Affairs in cooperation with other Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC or other government regulations and policies. Mention of a product, service or company does not constitute an endorsement.

Find current and past issues of FDIC Consumer News at http://www.fdic.gov/consumernews. Refer to this same index to locate the issues that are specially formatted for being reprinted in any quantity.

To receive an e-mail notice about each new issue of FDIC Consumer News posted on the FDIC Web site, with links to stories, follow instructions posted at www.fdic.gov/about/subscriptions/index.html.

Last updated on 2/1/2007

Make the correct decisions when shopping for banking, debt consolidation and related financial services. Educate yourself!

The Debt Consolidation Loan Directory has a growing library of free informative / educational financial resources for consumers shopping for many types of services related to the management of your money, such as consolidating credit card debts, fraud alerts and car insurance. There is no better way to make decisions regarding the management of your personal finances than to read and understand how they work. Please feel free to visit our consumer resource library for more information.

• Cell Phone Banking - New cell phones are constantly evolving and becoming more sophisticated. This includes adding the capability of handling online banking through your phone. This FDIC article discusses some of the possibilities and precautions you should take when using your phone for banking purposes.
• How to Protect Yourself with FDIC Insurance - Read up on what qualifications are necessary and how to determine if your deposits are covered by FDIC insurance.
• Direct Deposit Safer than Checks? - The US Treasury Department reports that a majority of surveyed consumers mistakenly believe that paper checks are safer than direct deposit.
• Consider the Fees! - Learn what to look for and examine the details of each banking account offer for possible fees, such as: inactivity, minimum balance and ATM withdrawal fees.

DebtConsolidationLoan.com is a service of Infinamic, Inc. All debt consolidation loans and financial services information is deemed reliable, but not guaranteed. Infinamic, Inc. is not responsible for the content and services, that may be provided to you, by following the links from this web site. Use this service at your own discretion.