Mortgage Glossary 'B'

Balloon Mortgage to Budget
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Balloon Mortgage to Budget – Glossary of Mortgage Terms

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A B C D E F G H I J L M O P R S T U V
  • Balloon Mortgage: a mortgage that typically offers low rates for an initial period of time (usually 5, 7, or 10) years; after that time period elapses, the balance is due or is refinanced by the borrower.
  • Bankruptcy: a federal law Whereby a person's assets are turned over to a trustee and used to pay off outstanding debts; this usually occurs when someone owes more than they have the ability to repay.
  • Borrower: a person who has been approved to receive a loan and is then obligated to repay it and any additional fees according to the loan terms.
  • Building code: based on agreed upon safety standards within a specific area, a building code is a regulation that determines the design, construction, and materials used in building.
  • Budget: a detailed record of all income earned and spent during a specific period of time.

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