Mortgage Glossary 'R'

Radon to RESPA
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Radon to RESPA – Glossary of Mortgage Terms

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A B C D E F G H I J L M O P R S T U V
  • Radon: a radioactive gas found in some homes that, if occurring in strong enough concentrations, can cause health problems.
  • Real estate agent: an individual who is licensed to negotiate and arrange real estate sales; works for a real estate broker.
  • REALTOR: a real estate agent or broker who is a member of the NATIONAL ASSOCIATION OF REALTORS, and its local and state associations.
  • Refinancing: paying off one loan by obtaining another; refinancing is generally done to secure better loan terms (like a lower interest rate).
  • Rehabilitation mortgage: a mortgage that covers the costs of rehabilitating (repairing or Improving) a property; some rehabilitation mortgages - like the FHA's 203(k) - allow a borrower to roll the costs of rehabilitation and home purchase into one mortgage loan.
  • RESPA: Real Estate Settlement Procedures Act; a law protecting consumers from abuses during the residential real estate purchase and loan process by requiring lenders to disclose all settlement costs, practices, and relationships.

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