Find
credit counseling program providers in our modified list of ODP (Open Directory Project) data.
Find information about debt
consolidation loan options and related debt relief services and programs by using the pull-down bar under the "CHOOSE A PROGRAM" heading. If you wish to review a list of programs for your state of residence, use the pull-down bar under the "CHOOSE A US STATE" heading.
List of Companies Advertising Debt Consolidation / Credit Counseling Services: Please Note: JavaScript must
be enabled in your browser in order to get all of the features of this section
to display correctly.
(advertisement)
Debt Consolidation
without Loans through CareOne - 800-809-1460. The providers of CareOne's Debt Relief Services have considerable
experience providing legitimate debt solutions to consumers. Call or
request a free debt analysis online. Programs: Debt Consolidation through Debt Management / Credit Counseling.
Important Information from CareOne Debt Relief Services: [Open / Close] to read disclosures.
From the Open Directory Project
Top: Home: Personal Finance: Money Management: Credit: Counseling and Repair:
Non-Profit Counseling (61 Listings)
Editor's Note:
Being included on this list does not constitute an endorsement by
DebtConsolidationLoan.com. This list has been modified and edited from the original
and was last updated with the ODP on 7/15/2012. Contact information for each
firm was retrieved from the listed company's web site.
Community Credit Counseling Services - Non-profit organization helping individuals and families become financially independent by paying off debt and learning financial management strategies.
Credit Counseling of Western PA - Local non-profit that offers money management counseling and educational resources for budget, housing and credit counseling.
CreditGuard of America - Non-profit credit counseling agency based in Boca Raton, Florida.
Make the better financial decisions when shopping for debt consolidation and related
services. Get educated!
In addition to
directories, we also offer
personal
finance tips to help you get a handle on your budget and save money when
shopping online for debt consolidation and other financial services. Do more
than just save money now. Learn about these services and save
money in the future, too! Looking to read more articles like these? Visit our
consumer education section.
Watching Interest Rates for Debt Consolidation - Keep an eye on available
interest rates if you want to consolidate higher rate credit card balances into
a consolidation loan, or if you want to transfer the balances to a lower interest
rate card.
Do You Know the Warning Signs of too much Debt? - You should take control of
your personal spending as soon as you see any of these warning signs that your
bills are getting out of control. Avoiding to do so could lead to a bankruptcy,
which is NOT a cure for your financial or credit problem.
Focus on the Long Term Cost of the Loan - Don't just focus on the new
monthly payment you will have. You may get lower payments when you consolidate
bills, but have you considered what the long term interest costs will be?
Don't Have too Many Credit Cards! - Learn about what makes a secured loan unique and
different from an unsecured loan, some of the pros and cons and about the
various kinds that are commonly offered to consumers.
Related Forms of Debt Relief
If you are
looking at debt consolidation as the best way for getting your bills under
control, make sure
you examine all of your available options before you settle upon one type of
service. Other sections on DebtConsolidationLoan.com list alternative services
and companies that you may want to check out.
Credit Counseling - Review and compare web site listings of
non-profit credit counseling companies from the Open Directory Project. (ODP - http://www.dmoz.org).
Personal Loans - Need a smaller loan? Personal loans are most often
unsecured. This means that your home or personal property is not necessary to be
used as collateral and the loan decision will typically be based upon your
credit history and your ability to make the necessary payments.
Debt Management - Do you have too many monthly bills and payments to
manage them effectively? Visit this directory of sites in order to review and
compare different debt management programs that may be able to help.
- DebtConsolidationLoan.com has gone local. We have started rolling out our new
city and metro area directory pages, beginning with
cities listed in the Florida Debt
Consolidation Loan Directory. Some of the cities we have included in this update
are Jacksonville,
Miami and
Tampa, FL.
-
401k Rollovers - OK, so you have consolidated
your bills, paid them off, and now you want to
begin gaining positive ground on your finances by saving money. The best place
to start is with your retirement planning. Whether you are moving to a new
employer and wanting to know your
options for rolling over your current account, or you are simply wanting to
know how to manage your existing 401k plan, this new section in our personal
financial
learning area can be helpful.
-
Do I Need a Personal Loan? -
Deciding whether you actually need a personal loan or not starts with being
honest with yourself (about your finances), regarding your wants, needs and
ability to make the required payments on a new loan.
About Us
DebtConsolidationLoan.com is a free online service.
DebtConsolidationLoan.com is not a provider of debt consolidation loans,
debt relief programs or any other financial services. All advertiser information
is deemed reliable, but not guaranteed. DebtConsolidationLoan.com is not responsible for the content and services, that may be provided to you, by following the links from this web site, nor does it endorse any of the advertisers listed here. Visit external links at your own discretion.