Debt Relief Programs Directory
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Debt Relief Programs Directory
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Credit Solutions

Debt Settlement with Credit Solutions - As the debt settlement industry leader, Credit Solutions settles millions of dollars of debt each month. Their experts reduce your total debt and guide you with solid financial information and effective budgeting tools. Get your free debt consultation today.

Get Started with Credit Solutions!

Additional Related Services and Detailed Advertiser Listings:


Related Financial Services - The following list of company and services directories offer a wide variety of consolidation loan programs for consolidating bills and other similar services, such as a getting a home refinance interest rate quote from a lender or an online quote for life or car insurance.

  • Consolidate Debt - (Home Page) DebtConsolidationLoan.com provides several subdirectories of companies and services offering a wide range of debt solutions. In addition, a consumer information library is offered to help you in making better decisions when managing your personal finances.
  • Debt Management Program - Too many credit bills for you to handle with your budget? Learn about and compare different programs and find the one that you feel is the right match for your individual situation.
  • Personal Loan - Shopping for a personal loan online? Need to consolidate debt, but do not want to put up collateral (such as your home or car) as security? These loans are typically referred to as unsecured or signature loans, because only your signature may be required.
  • Credit Card Bill Consolidation - Consolidate credit cards and other monthly payments with a bill consolidation loan or other form of debt solution.


Advertiser Directory Listings:

CareOne Credit Counseling

Credit Counseling and Debt Consolidation with Care One

Get Started with CareOne Credit Counseling!


  • Consolidate debt into one easy payment.
  • Reduce interest rates.
  • Lower your monthly payments.
  • Waive late fees.
  • Sign up online or by phone.
  • Eliminate collection calls.
  • 24 / 7 account access.
  • Privacy & Security

Get Credit Counseling Online!

CareOneSM Services - A service you can trust!


There’s a reason over 4.5 million people have turned to CareOne service providers for help with their debt. CareOne service providers have years of experience providing sound and legitimate solutions to people looking to conquer their debt once and for all. Because people’s situations are unique, they offer a variety of programs that allow consumers to pay off their debt in a reasonable amount of time.

Not only can you count on CareOne service providers for their expertise in debt management, you can expect to find customer-focused, helpful and compassionate coaches online or over the phone. Their coaches know the ins and outs of debt counseling and are committed to the success of their customers.


Services are not available in: Indiana.

CareOne Credit Counseling http://www.careonecredit.com (CareOne Credit Counseling uses a secure form. Secure form)

Main Office Location: 8930 Stanford Boulevard Columbia, MD 21045



LowerMyBills.com® - Consolidate Debt

LowerMyBills.com®

Get Started with LowerMyBills!


  • Get matched with the right debt solution.
  • Find a company you can trust to assist you.
  • Take control of your financial situation.
  • Fill out a simple, secure form.
  • Homeownership is not required.
  • Disclosures and Licenses

Debt Consolidation with LowerMyBills

Get the Right Debt Solution for Your Personal Needs


LowerMyBills.com® is a free online service for one-stop shopping where a consumer can compare rates on different monthly payments (credit cards, home mortgages, etc.) and select the best deals. LowerMyBills.com® has become an expert resource for saving consumers money by empowering them to spend less on these recurring bills in order to free up cash for the things they really want out of life.


This service is not available in: Montana.

LowerMyBills http://www.lowermybills.com (LowerMyBills uses a secure form Secure form)

Main Office Location: 2401 Colorado Ave., Suite 200, Santa Monica, California 90404


Credit Counseling Services Directory Listings from the ODP (Open Directory Project) - www.dmoz.org:

From the Open Directory Project
Top: Home: Personal Finance: Money Management: Credit: Counseling and Repair: Non-Profit Counseling (72)

  1. Advantage Credit Counseling Service - Offers non-profit debt management and credit counseling services nationwide.
  2. Advantage Debt Management of America - Internet division of Cincinnati Credit Counseling Services.
  3. Alliance Credit Counseling - Non-profit credit counseling organization offers nationwide services.
  4. American Association of Debt Management Organizations - National trade association for the debt management and credit counseling industry.
  5. American Consumer Credit Counseling - National non-profit credit counseling agency offers financial education and debt consolidation.
  6. American Credit Foundation - Organization providing credit counseling and budgeting help.
  7. American Debt Solutions - Offers credit card debt consolidation.
  8. American Family Credit Counseling - Bonded and AICCA member credit counseling organization.
  9. American Financial Solutions - Non-profit organization offers credit counseling and educational programs.
  10. Ammend Credit Counseling - National non-profit credit counseling agency with consultations 24 hours a day, 7 days a week.
  11. Association of Independent Consumer Credit Counseling Agencies - Directory of non-profit counseling organizations meeting membership standards.
  12. Auriton Solutions - USA national non-profit credit counseling agency providing free consultation and education for debt relief.
  13. Big Solutions, Inc. - Accredited debt management and credit counseling organization.
  14. CCCS of Orange County, California - Non-profit counseling agency based in Orange County, California.
  15. CCCS of Central New York - Non-profit credit counseling agency based in Syracuse, New York.
  16. CCCS of Delaware Valley - Non-profit counseling agency serving Philadelphia and the Delaware Valley.
  17. CCCS of New Hampshire and Vermont - Non-profit agency serving New Hampshire and Vermont.
  18. CCCS of the Inland Northwest - Non-profit agency serving eastern Washington and northern Idaho.
  19. Christian Credit Counseling Centers - Houston based organization that accepts secured debt on their plan.
  20. Christian Credit Counseling Service - Non-profit division of Christian Asset Resource Educational Services based in Tulsa, OK.
  21. Christian Credit Counselors - Debt counseling from a Christian organization.
  22. Clear Blue Debt Solutions - Non-profit agency offering Debt Management Programs.
  23. ClearPoint Financial Solutions - National non-profit agency offering credit counseling, debt management and other financial services.
  24. Community Credit Counseling Services - Non-profit organization helping individuals and families become financially independent by paying off debt and learning financial management strategies.
  25. Consolidated Credit Counseling Services, Inc. - Non-profit organization offers debt counseling and financial education services across the USA.
  26. Consumer Budget Counseling - Non-profit organization offers credit counseling services nationwide.
  27. Consumer Credit and Budget Counseling - Non-profit agency offering consumer credit counseling.
  28. Consumer Credit Counseling of Greater Dallas, Inc. - CCCS of Dallas is a non-profit community service helping consumers avoid bankruptcy through education and counseling.
  29. Consumer Credit Counseling Service of Atlanta - Services Atlanta area and also West Palm Beach, FL.
  30. Consumer Credit Counseling Service of Central Florida and the Florida Suncoast - Non-profit counseling.
  31. Consumer Credit Counseling Service of Coons-Curry - Oregon headquartered NFCC member counseling organization.
  32. Consumer Credit Counseling Service of Greater Fort Worth - Debt counseling services for the Greater Fort Worth, Lubbock, Central Texas areas.
  33. Consumer Credit Counseling Service of Los Angeles - Non-profit one-on-one counseling and education.
  34. Consumer Credit Counseling Service of Maryland and Delaware - Offers community education, budget counseling and debt repayment programs.
  35. Consumer Credit Counseling Service of Nevada - Non-profit organization offering free credit counseling.
  36. Consumer Credit Counseling Service of New Jersey - New Jersey's oldest non-profit credit counseling agency.
  37. Consumer Credit Counseling Service of San Francisco - Accredited Non-profit firm. Required certification for all staff counselors.
  38. Consumer Credit Management, Inc. - Non-profit credit counseling agency located in Farmington Hills, MI.
  39. Consumer Credit Management Services - Non-Profit credit counseling organization offering financial planning, education and debt relief.
  40. Consumer Debt Management Northeast - Offers a consolidation program for clients with debts.
  41. Cook County Consolidation - Accredited Chicago area debt counseling firm.
  42. Credit Advisors Foundation - Services include budget balancing and bill consolidation.
  43. Credit Advocates Counseling Corp - Licensed and accredited not-for-profit organization offering credit counseling services.
  44. Credit Card Management Services, Inc. - Non-profit debt consolidation and credit counseling organization.
  45. Credit Counseling of Arkansas - Non-profit counseling agency with locations throughout Arkansas.
  46. Credit Counseling of Western PA - Local non-profit that offers money management counseling and educational resources for budget, housing and credit counseling.
  47. Credit Network - Maryland based non-profit debt counseling organization.
  48. CreditGuard of America - Non-profit credit counseling agency based in Boca Raton, Florida.
  49. Debt Counseling Corp. - Non-profit organization features credit card consolidation.
  50. Debt Reduction Services - Debt management assistance with locations throughout the US.
  51. Debt Wave Credit Counseling - Offers non-profit credit counseling and management services.
  52. Debt-Free America - Offering free debt management and credit counseling nationwide.
  53. DebtServe - Provides nationwide debt management services and educational materials.
  54. Delray Credit Counseling - Company assists consumers with budget planning and credit counseling.
  55. A Family Budget Counseling, Inc. - New York based non-profit credit counseling organization.
  56. Family Credit Counseling Service - Non-denominational Christian credit counseling agency.
  57. Family Life Resources - Accredited non-profit christian credit counseling agency.
  58. Genesis Financial Management - Non-profit credit counseling agency open 7 days a week.
  59. GreenPath Debt Solutions - Servicing AR, IL, MI, NY, WI and NJ.
  60. Harbour Credit Counseling - Provides non-profit credit counseling and debt management services to families across the United States.
  61. InCharge Debt Solutions - Nationwide debt management and credit counseling services. AICCCA member.
  62. IPayDebt Financial Services - Offers to negotiate lower interest rates and smaller monthly payments.
  63. Julian Credit Management - Non-profit organization offers credit counseling services nationwide.
  64. Metropolitan Debt Solutions - Non-profit credit counseling service.
  65. Money Management International - A full-service credit counseling service agency.
  66. Myvesta - Non-profit group providing help, programs, and solutions for difficult financial problems.
  67. The National Foundation for Credit Counseling - Non-profit agency offering consumer education.
  68. Novadebt - Organization provides credit counseling, housing counseling, budgeting, and financial education to consumers in need.
  69. Pioneer Credit and Debt Consolidation - Bonded, non-profit credit counseling company offering a debt management program nationwide.
  70. Trinity Debt Management - Ohio based, non-profit counseling agency offering services nationwide.
  71. Visual Credit Counseling - Non-profit organization offers consumer credit counseling.
  72. Yes We Can Foundation - Canadian organization offering counseling and financial education to single mothers.

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Debt Relief Info and Consumer Financial Resources:


Debt relief is the generic phrase for all of the various methods of debt help available to consumers. The most popular debt relief methods are filing for bankruptcy, debt consolidation, credit counseling and debt settlement. Each method of debt relief emphasizes that the consumer changes their spending habits to prevent adding more debt to what they already have.

Bankruptcy, for example, forces the consumer to meet with a court-appointed credit counselor to examine their finances in order to determine whether or not they can reasonably repay a portion of the debts that are owed to their creditors. Credit counseling, unlike the other debt relief methods, focuses solely on the consumer's individual responsibility for reducing their own debt, usually through better budgeting and saving practices. Debt consolidation involves combining bills into as few payments as possible, sometimes at a lower interest rate. The goal being, of course, to lower the borrower's minimum required monthly obligations to creditors. Debt settlement, on the other hand, includes some form of debt forgiveness. This may be the best option for consumers who have fallen so far into debt, either through unemployment or illness, that they are unable to repay any significant portion of their outstanding debts.

Make proper choices when shopping for debt consolidation and consumer finance related services. Please be sure to spend some time and educate yourself before making any decisions regarding your personal finances!
DebtConsolidationLoan.com has a growing library of consumer resources for those who are shopping for many types of financial services, such as car insurance, home financing and credit card offers. There is no better way to make sound financial decisions, regarding the management of your finances, than to become educated about them. Please feel free to visit our consumer information library.


Please Note

The Debt Consolidation Loan Directory is a service of Infinamic, Inc. All information is deemed reliable, but not guaranteed. Infinamic, Inc. is not responsible for the content and services, that may be provided to you, by following the links from this web site. Use this service at your own discretion.