Dual Income No Kids Definition

The colloquial phrase "dual income, no kids" is used to denote a growing segment of society composed of married couples with no children, where both spouses retain full-time employment. DINKs have great discretionary purchasing power as their combined incomes usually far exceed their spending on housing and other necessities. Lacking children, DINKs’ healthcare costs are lower, childcare costs are non-existent, and long-term financial planning focuses on having just enough money rather than passing on a legacy. Presumably, the acronym DINK was coined by a couple with one income and several kids.