Garnishment Definition

A wage garnishment is a legal method to collect a monetary judgment levied against an employee. In most situations, a person, the plaintiff, seeks financial redress through the courts. The courts will then order the person who owes the money, the defendant, to pay the funds and orders the defendant’s employer, the garnishee, to withhold money which is to be paid to the plaintiff; the garnishee processes these funds as a normal part of payroll operations. Although wage garnishment is the most common type of garnishment, the courts can also order other types. Garnishment usually occurs because of unpaid debts arising from delinquent child support, unpaid taxes, unpaid court fines, or defaulted student loans. If you wages are being garnished, it is fruitless to get angry with your employer-they are just following a court order.