Illinois Debt Consolidation Loan Directory
State Capitol: Springfield
State Nickname: Land of Lincoln
Largest City: Chicago

Illinois Debt Consolidation
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Illinois Debt Settlement with Credit Solutions

Illinois Debt Relief with Credit Solutions - As the debt settlement industry leader, Credit Solutions settles millions of dollars of debt each month. Their experts reduce your total and guide you with solid financial information and effective budgeting tools. Get your free consultation today.

Get Started with Credit Solutions!

LowerMyBills.com® - Debt Consolidation in Illinois

IL Debt Consolidation with LowerMyBills - Service allows you to get quotes on rates, compare low rates and save on all your monthly debts. Programs available to homeowners and non-homeowners.

Get Started with LowerMyBills!

Illinois Information, Financial Services, Debt Help and Directory of Advertisers:

Addition Financial Services Featured on the Debt Consolidation Loan Directory:

  • Credit Counseling Programs - Review web sites for debt management programs and the non-profit credit counseling companies listed by the Open Directory Project.
  • Unsecured Loan Lender - Shop for an unsecured loan lender online. This type of financing often does not require the use of collateral and is often available to homeowners and non-homeowners.
  • Debt Consolidation Services - Lower your monthly payments and consolidate bills with a debt consolidation loan or a related service.
  • Consolidating Bills - Consolidate your debt and other monthly credit bills with a variety of bill consolidation and similar services.


Illinois Info:

The state of Illinois, abbreviated as IL, has a population of 12,763,371 according to the 2005 census. It covers 57,918 square miles, making it the 25th largest state in the country. Illinois is located in the Midwest portion of the United States with neighboring states of Indiana, Kentucky, Missouri, Iowa, and Wisconsin, plus Lake Michigan as a bordering body of water. The state has a wide range of offerings from the urban flair within Chicago to the peaceful countryside, located not very far from the bustling city.


Springfield - [visit site], the state capital of Illinois, is a city where Abraham Lincoln sharpened his legal and political talents. Chicago - [visit site] is the largest city in the state, as well as the third largest city in the country.


Money Management Tip:

Do You have Wiggle Room When Budgeting for your Bills?

Do You Have "Wiggle Room" when Budgeting for your Bills? If you are on a tight budget and struggling to make your credit card, debt consolidation or monthly mortgage payment then it’s essential that you continuously plan ahead. Inflation (rising costs of food, gasoline, utilities, etc.) can create a greater than normal stress on a budget already stretched thin. When calculating your personal budget, always maintain a little “wiggle room” to allow for future price increases. A good rule of thumb is to calculate what you spend on items like groceries, gasoline, insurance, health care and educational expenses. Then, add at least 5% to estimate your budget for the following year. Even if you are an economist, you are going to have trouble predicting next year's inflation rate. It could be higher than 5%, but most likely, it won't be. Regardless, play it safe. If you overestimate your expenses, you should not be upset. Take your surplus and save it. On tight months, use your savings rather than relying on credit. It is amazing how much easier it is to meet your budget when you have a safety net.

One additional consideration: If you have an adjustable rate mortgage on your home, you may have an additional concern to keep in mind. If your mortgage is set to adjust in the next year, remember that your payment will go up if interest rates go up. You need to read your paperwork and be aware of the maximum increase you could be faced with. Also, be sure to keep in mind any credit cards you own that may have introductory rates. Unless you are able to pay off your debt, any type of financing with an adjustable rate should be considered an important factor when you calculate your next budget..


Other DebtConsolidationLoan.com Directories:

  • IL Banking List - Listing of banks located in Illinois provided by the ODP.

Review debt and loan consolidation programs by choosing from among Illinois cities:

Directory of Advertisers:

CareOne Credit Counseling in Illinois

Credit Counseling and Debt Consolidation with CareOne in IL

Get Started with CareOne Credit Counseling!


  • Consolidate debts into one easy payment.
  • Reduce interest rates.
  • Lower your monthly payments.
  • Waive late fees.
  • Sign up online or by phone.
  • Eliminate collection calls.
  • 24 / 7 account access.
  • Privacy & Security

Illinois Debt Consolidation

CareOneSM Services - A service you can trust!


There’s a reason over 4.5 million people have turned to CareOne service providers for help with their bills. CareOne service providers have years of experience providing sound and legitimate solutions to people looking to conquer their debts once and for all. Because people’s situations are unique, they offer a variety of programs that allow consumers to pay off their debt in a reasonable amount of time.

Not only can you count on CareOne service providers for their expertise in debt management, you can expect to find customer-focused, helpful and compassionate coaches online or over the phone. Their coaches know the ins and outs of credit counseling and are committed to the success of their customers.

CareOne Credit Counseling http://www.careonecredit.com (CareOne Credit Counseling uses a secure form. Secure form)

Main Office Location: 8930 Stanford Boulevard Columbia, MD 21045



CitiFinancial - Personal Loans in IL

CitiFinancial Personal Loans in Illinois

Get Started with CitiFinancial!

  • Four easy steps to applying.
  • No obligation / No prepayment penalty.
  • Applying online in less than ten minutes.
  • Conditional approval in as little as 5 minutes.
  • Available to homeowners and renters.
  • State Licensing

Applying Online for
Personal Loans in Illinois

Apply online today, and you could pick-up your check tomorrow!


CitiFinancial is a member of Citigroup, the world's largest financial services provider and has more than 2,000 offices in neighborhoods across the U.S. and Canada. CitiFinancial's Personal Loans can help make a difference in your life. Pay off your credit card debts, take care of unexpected expenses, pay tuition, buy furniture or take a well-deserved vacation. No matter what your financial needs, CitiFinancial makes borrowing easy with their Balance Your Budget® approach to lending.


CitiFinancial is the featured advertiser in the: Personal Loan Section.

CitiFinancial Personal Loans http://www.citifinancial.com (CitiFinancial uses a secure form. Secure form)

Office Locations: Visit their web site and use the branch locator to find a local office.



LowerMyBills.com® - Consolidating Debt in Illinois

LowerMyBills.com®

Get Started with LowerMyBills!

  • Get matched with the right debt solution.
  • Find a company you can trust to assist you.
  • Take control of your financial situation.
  • Fill out a simple, secure form.
  • Homeownership is not required.
  • Disclosures and Licenses

Bill Consolidation in IL
with LowerMyBills

Get the Right Debt Solution for Your Personal Needs


LowerMyBills.com® is a free online service for one-stop shopping where a consumer can compare interest rates on different monthly bills (credit card, mortgage, etc.) and select the best deals. LowerMyBills.com® has become an expert resource for saving consumers money by empowering them to spend less on these recurring bills in order to free up cash for the things they really want out of life.

LowerMyBills http://www.lowermybills.com (LowerMyBills uses a secure form Secure form)

Main Office Location: 2401 Colorado Ave., Suite 200, Santa Monica, California 90404


Other major cities include:


For more information about Illinois, visit the following:


Looking for a debt solution or program in a particular state?

North Dakota debt management | debt consolidation in Kansas | Connecticut debt settlement | Wyoming personal loans

Additional Resources for Financial Information:


Make the right decisions when shopping for debt consolidation and related financial services. Educate yourself!

Please note that the Debt Consolidation Loan Directory has a growing library of informative financial resources for consumers shopping for many types of financial services, such as consolidating bills and auto insurance. Their is no better way to make decisions regarding the management of your personal finances than to become educated. Please feel free to visit our consumer information library.

  • Getting a Home Equity Loan: Questions to Ask - Check here for a list of questions you really should ask before getting a home equity loan. Such as, Have you evaluated all of your other options before using your home as collateral for a loan?
  • Understanding Credit Cards - They can be a great financial resource if they are used responsibly. Unfortunately, for a lot of consumers, they are a big problem when it comes to managing their personal finances. This article from the FDIC stresses the importance of evaluating your true needs and how credit cards work.
  • Mortgage Term Glossary - Provides definitions for some of the most common home loan terms and phrases related to the mortgage lending process like debt to income ratio and underwriting.
  • Types of Home Equity Loans - Learn about the two different types of home equity loans and how they work; the Home Equity Line of Credit (HELOC) and the Closed-End Loan. Educate yourself about the home equity lending process by reading online (or downloading) this free guide from LowerMyBills.

Please Note

DebtConsolidationLoan.com is a service of Infinamic, Inc. All information is deemed reliable, but not guaranteed. Infinamic, Inc. is not responsible for the content and services, that may be provided to you, by following the links from this web site. Use this service at your own discretion.