For more detailed information on this topic, please visit our personal loans page. Other alternatives to using a loan for debt consolidation can also be found in the “Choose a Program” menu above. If you wish to learn more about managing your finances and staying out of debt, please visit our personal finance section.
- Unsecured Loan Programs – An approval for an unsecured loan typically requires a good credit history. If you have had some trouble making your payments, using a loan to consolidate credit card debts and other bills may not be your best option.
- Debt Consolidation without Loans – If you have had credit problems, or simply have too much unsecured debt in order to have a loan be able to consolidate it all, an alternative, such as credit counseling, may be the best option for your current needs.